A title pawn or title loan which it is often called, is a quick and convenient way for people who own their car or motorcycle to get cash. Getting a title loan or title pawn is simple. As long as you own your car or motorcycle and have its lien-free title, you can use it as collateral to get the cash you need from Secured Equity Title Pawn®.

Secured Equity Title Pawn offers loans from as low as $100 to $10,000 and is based on the value of your vehicle appraisal, your need. You first need to Determine what your needs are and decide on an amount that will help you, then you can fill out a Loan Application right here on our website. For more information you can view  the page How it works? and for more information that you may have you can email or call us directly via our Contact Us Page .

Often traditional lenders and banks do not offer quick loans to people that are available when they need it most. Moreover their stringent process limits the loan process to only those who have amazing credit, job history or other limiting factors. If you have a clear title to your vehicle, you already have built-in equity and we will provide a loan with that alone and fund you in 30 minutes. You provide Secured Equity with your title and you keep your car, and drive home with the funds wired directly to your account.

Yes you certainly do because we do not run your credit report. We accept most credit types and we may be able to approve your online loan no matter how imperfect your score is.

Many people have been impacted by the economy, Covid19 pandemic, their job or other factors outside of their control. Unfortunately the bills never stop coming in and sometimes this makes for an unfortunate situation and your credit score can be negatively impacted and then the banks will not help you. Title Pawns give you the option to get the cash you need quickly, without having to wait several months or years for your credit to improve.

Once your online loan application is approved, your cash will be sent to you via direct deposit and will be available as soon as the next business day.

when you are approved we will set your account up for automatic payments that will be scheduled on a specific date and automatically paid via ACH payment processor. You will know the date and amount of your payments right away before your loan is fully processed so you are aware of everything in advance. You can also make additional payment if you like to pay of your loan early.

Yes. All customers must have a bank account to receive your funds and make your payments via ACH automatically.

Yes. the vehicle title must have your listed as the legal owner to qualify for a title loan with Secured Equity. If there is another person on the title with you, they must also be present and apply as a co-applicant.

After your application has been completed and submitted a Secured Equity associate will contact you to schedule a time to review and validate all of the required documentation indicated including your title. A vehicle appraisal will be required and performed by our one of our associates as well to determine the total amount your vehicle qualifies for the title pawn.

We want to help you. It is possible for us to refinance your existing title pawn with a lower rate Secured Equity title pawn and pay off your existing loan completely.

No. We do not charge a pre-payment penalty and we encourage all of our customers to pay off their title pawn as soon as possible.

When you complete your title pawn repayment, Secured Equity Title Pawn will release its interest in the vehicle by removing its lien from your title. This process is dependant ont the states Department of Motor Vehicles and the timeframe is out of our direct control. We will do our part as quickly as possible.

An appraisal is an assessment of a vehicle to help determine its value. An appraisal takes into consideration the car’s production year and mileage as well as its make and model. The overall condition of the vehicle will also have an effect on its appraised value. An appraisal can help determine how much you can borrow from Secured Equity Title Pawn.